China’s tighter regulations on bad loan classification has sent one small regional bank’s non-performing loan (NPL) ratio up by 15.41%, just one of many examples on how the more stringent regulations are having on exposing the country’s huge pile of soured loans. Guiyang Rural Commercial Bank saw its non-performing loan ratio increase to 19.54% at the end of 2017, from 4.13% in the end of 2016, according to a report by China Chengxin Credit Rating Group. Chinese regulations deem loans …

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